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Is non-payment of unsecured credit card loans an alternative to bankruptcy?
I cannot do debt consolidation. I would rather not declare bankruptcy. A dishonest ex husband dumped his debts on me when he shocked me by divorcing me two years ago after 14 years of marriage. This was in TEXAS.

I have $80,000 in unsecured credit card loans. I have not been able to work due to sickness.?
My only property has alot of equity. I have been legally declared disabled by federal and local government. I can't continue to pay credit card bills and my mortgage. My property is heir property. I am 58 years of age and my short term goal is to do the reverse mortgage on my 62 birthday to pay off creditors. Can creditors be delayed through negotiations on my 62 birthdate or my demise. My concern is not liquidating my primary residence and only residence. I don't have heirs to estate, I have no children, and never been married. The reverse mortgage will give me permanent residence.Does unsecured credit card loans have authority to liquidate my property if they get a court judgement.If I not able to pay credit cards and it goes into collection and bad credit can they make me sell my primary or heir estate.Michael Smithemail michaelsmith1x1 netzero.com

Are you sure the unsecured credit card loans will disappear after 7 years? If so, how come I still see it all?
last year I checked my name and found all of it under my name still. I am a student and I have no money to pay. Should I take a student loan to pay it? If I do would it help?I made last payments since about 6 years and some of them even more than 7 yrs. some stopped contacting me and some still. Should I pay those who contact me? If I do pay it and they agree to remove it completely, are they forced to do so?

My cousin has a $50,000 unsecured credit card loan in my grandmother's name. How do we switch it to his?
How can she get this out of her name and into his? Please someone help. She really needs to get this money out of her name. He just filed bankruptcy and owes $30,000 in her name. It's really not fair to her and she is trying to get a much smaller loan to put a new roof on her house. Any advice is greatly appreciated. Thank you

What are the laws in ohio for non payment of unsecured credit card loans?





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