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What's the difference between bad credit personal loans and unsecured personal loans?


What is the difference between secured and unsecured personal loans?
In my math project I have to explain the difference between these two types of loans when getting a car loan, and why I have to use an unsecured loan when the secured loan interest rates are lower. If someone could explain this to me, I would give them a best answer vote.

Can you apply for multiple unsecured personal loans?
If you needed, say $100,000, could you go to 4 different banks and get 4 different unsecured personal loans? If you applied for the loans and received the funds within a very short period of time a few days , I assume that the 4 different banks wouldn't know about the loans from the other banks?

Does anyone know of any places that would give you unsecured personal loans for people with no credit history?
or maybe credit card places

If I wish to get an unsecured personal loan with a cosigner do we both have to have a good credit score?
I am considering getting a loan from a local lender not a bank for $2000 to pay off some bills but my credit score is not too good at all. If I take a cosigner with me who has excellent credit can I still get this unsecured personal loan from the lending institution even if my credit score is bad?

Best fdic insured bank for a unsecured personal loan?
need $5k within a couple weeksthanks. i understand that part of it. curious as to which bank is offering the best rates and would actually loan such a small amount. i know bank of america has gotten away from such loans. wells fargo offers it. was thinking about going there

Can anyone help me find a good website for unsecured personal loan!?
im in need of help right now, me and my boyfriend are in debt pretty bad. we try and try to get it better but its not going anywhere. where expected a baby very soon and we just want to get all the debt off our shoulders. is there anyone whose has been in our position and found a great loan that helped them? does anyone know a website where we can get a unsecured personal loan that is legit. we only need 5000 dollars. we don't have good credit which is why its been hard to find a good loan website. and a lot of the sites we are scared of because of scams. we would appreciate it so much if anyone can help us or even give us some advice that can help us. please no rude comments. thank you for everyone who responds to this.

Unsecured personal loans?
In the last year I have lost my husband after a very nasty divorce as well as my job. I have accumulated debt, over drafted bank statements, past due on this and that and the list goes on, to say the least this past year has not been in my favor. My credit score has decreased extremely low but I have however found a new job. The only thing is, I still have so much catching up to do on past due accounts. Is there a creditable, no scam unsecured personal loan that is safe to apply for? I have a small child as well and I am trying to turn things around for the two of us. Please help...

How do you get your money from an unsecured personal loan?
I have been apporved for an unsecured personal loan to pay off credit cards. My question is how do I get the money to pay them off? I close later today and just wanted an idea. I had to give estimates of what I owed when I applied but I have since made 2 payments so the amount is different? the lending institution is PNC if that makes any difference. Thanks

How / where can I get a unsecured personal loan with low monthly payments with my bad credit ?
Im on a fixed income, and I NEED some extra money to pay for some extra things my family NEEDS ?

Who's the best lender to try and get an unsecured personal loan from?
We have good credit but no home equity. We need an unsecured loan to do some bill consolidation. Who's thebest out there?

How large of an unsecured personal loan can I get in my finanicial situation?
I am an 85 year old retired home owner in excellent health with $2,000 per month of personal income and a credit score of 730. I have no outstanding debts or negative credit history that I know of. I always pay my bills on time. I was wondering on average how large of an unsecured personal loan I can qualify for through a major bank. Wells Fargo offers loans between $3,000 and $100,000 so I was wondering where in this range I would fall and what sort of interest rate I can expect with my financial record. Thank You.

Can I be approved an unsecured personal loan if I was collecting EDD benefits?
I am somewhat stuck in a financial situation and require a couple thousand dollars to pay off a debt.I need a loan for $3000 4000.Do you think I could qualify for an unsecured loan if I was collecting unemployment benefits?Or do I need to have a job?Thanks

How can I get a unsecured personal loan?
I am 19 years old I have a job that pays minimum wage my monthly income is probably 450 and clearly this isnt gonna pay the bills i need a longterm personal loan maybe 3000 dollars my job doesnt have direct deposit and i dont have a bank account because I owe 200 dollars its a small fee but with all my other bills I cant pay it off is their any cash lenders with guaranteed approval I know thiers something out there I just really need help




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